Afterward

Claim any life insurance (using the seguros registry certificate)

Why it matters

People often hold life cover they never mentioned — including bundled with mortgages. The registry certificate reveals the policies.

How to do it

  1. The Certificado de Seguros lists policies with death cover and the insurers.
  2. Contact each insurer to claim, with the death certificate and proof you are a beneficiary.
  3. Check mortgage and loan agreements — they frequently include life cover that clears the debt.
Time neededA few weeks
CostNothing to claim
WhenThe first month

Do this first