Afterward

Seguro de decesos & the life-insurance registry

Who can claim

Many people in Spain hold a seguro de decesos (funeral insurance) — and may have unknown life policies.

How much

Covers funeral costs; life policies can pay a lump sum.

How to claim

  1. Look for a seguro de decesos before signing with any funeraria — you may be paying twice otherwise.
  2. After 15 working days, request the Registro de Contratos de Seguros de Cobertura de Fallecimiento certificate to find any life policies the person held.
Who pays itThe insurer / Ministerio de Justicia (seguros registry)

FAQ

Who can claim Seguro de decesos & the life-insurance registry?

Many people in Spain hold a seguro de decesos (funeral insurance) — and may have unknown life policies.

How much is Seguro de decesos & the life-insurance registry?

Covers funeral costs; life policies can pay a lump sum.

Is there a deadline?

Check before paying a funeral provider yourself.