Afterward

Private life insurance policies

Who can claim

Named beneficiaries of any life insurance the person held — personally or through a bank/mortgage.

How much

Varies — often the single largest payment a family receives.

How to claim

  1. Search papers, emails and bank statements for "life insurance", "assurance", premiums, or a policy number.
  2. Check whether a mortgage had associated life cover that clears the balance.
  3. Contact each insurer with the policy number and a death certificate to start a claim.
Who pays itThe insurer(s)

FAQ

Who can claim Private life insurance policies?

Named beneficiaries of any life insurance the person held — personally or through a bank/mortgage.

How much is Private life insurance policies?

Varies — often the single largest payment a family receives.

Is there a deadline?

No fixed deadline, but claim promptly; some policies need notification within a set period.