Employer benefits, 401(k) & final pay
Who can claim
Beneficiaries of someone who was working — group life insurance, retirement accounts, final wages and unused PTO.
How much
Varies; employer life cover and a 401(k)/pension can be substantial.
How to claim
- Ask the employer's HR/benefits team about group life insurance, the 401(k)/pension beneficiary, final paycheck and accrued leave.
- Check beneficiary designations — they override a will for these accounts.
FAQ
Who can claim Employer benefits, 401(k) & final pay?
Beneficiaries of someone who was working — group life insurance, retirement accounts, final wages and unused PTO.
How much is Employer benefits, 401(k) & final pay?
Varies; employer life cover and a 401(k)/pension can be substantial.
Is there a deadline?
Contact the employer promptly; retirement-account rules have their own timelines.